Digital contactless payments have replaced physical banknotes in many aspects of our daily lives. Similarly to banknotes, they are easy to use, unique, tamper-resistant and untraceable, but additionally have to withstand attackers and data breaches in the digital world. Current technology substitutes customers' sensitive data by randomized tokens, and secures the uniqueness of each digital purchase with a cryptographic function, called a cryptogram. However, computationally powerful attacks violate the security of these functions. Quantum technology, on the other hand, has the unique potential to guarantee payment protection even in the presence of infinite computational power. Here, we show how quantum light can secure daily digital payments in a practical manner by generating inherently unforgeable quantum-cryptograms. We implement the full scheme over an urban optical fiber link, and show its robustness to noise and loss-dependent attacks. Unlike previously proposed quantum-security protocols, our solution does not depend on challenging long-term quantum storage or a network of trusted agents and authenticated channels. The envisioned scenario is practical with near-term technology and has the potential to herald a new era of real-world, quantum-enabled security.

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